AAFM® Live-Taught Programme

Certified Personal Finance Specialist PRO^®

Become the planner who builds someone’s whole financial life.

Financial planning is helping a person organise their entire money life — goals, investments, tax, protection and what they leave behind. CPFS PRO® is the hands-on, live-taught programme that turns you into that planner, across 33 live sessions and real cases, online.

33Live sessions

~50 hrsOver ~3 months

1 YearRecordings access

100%Online

Enquire & get the brochure Register now

CPFS
PRO^®

Certified Personal
Finance Specialist PRO

What is CPFS PRO®?

Here’s the opportunity. Millions of Indians are earning and investing more than ever — but very few have anyone who can plan their whole financial life properly. Trained personal-finance planners are in short supply, and people happily pay for advice they can trust. That’s your way in.

That’s where CPFS PRO® comes in. Across 33 live sessions you learn the complete planning toolkit — building a wealth plan, choosing investment products, planning tax, designing a personalised portfolio, and the basics of estate planning — using real cases, not just theory. You finish able to sit with a real person and plan their money with confidence.

And it fits your life. It runs online with live sessions over about three months, with recordings for a full year and an online assessment — so you can train while you work or study.

Good financial planning isn’t about products — it’s about helping a person reach their goals. That’s a skill people pay for.— AAFM India, CPFS PRO® Program

Who it’s for

Aspiring financial planners

Students and graduates who want a real career in financial planning and advice.

Advisors & relationship managers

Bank and AMC staff who want to plan holistically, not just sell products.

CA / CS & professionals

Qualified professionals adding personal-finance planning to their offering.

Career-changers & serious individuals

Anyone who wants to advise on money properly — for others or themselves.

Why CPFS PRO® pays off

Learn live, not alone

33 live sessions where you can ask questions — not just watch recordings.

A complete planning skillset

Goals, investments, tax, portfolios and estate — the whole picture.

Real cases & tools

You practise on real situations, so you can do the job from day one.

Revise for a full year

Every session is recorded and yours to revisit for twelve months.

CPFS PRO® Course Curriculum & Syllabus

Five modules across 33 live sessions take you from the foundations of planning all the way to building a complete, personalised financial plan — with tax and estate planning built in.

01Comprehensive Wealth Management Framework+

10 sessions · ~15 hrs — client relationships, SMART goals, life-cycle planning, financial maths and the emotional side of money.

02Investment Products+

9 sessions · ~15 hrs — equity, fixed income, derivatives, mutual funds & ETFs, and small-savings options.

03Tax Planning+

7 sessions · ~10.5 hrs — planning tax efficiently as part of an overall financial plan.

04Personalised Investment Planning+

5 sessions · ~7.5 hrs — asset allocation, rebalancing and communicating a plan to a client.

05Estate Planning+

2 sessions · ~3 hrs — succession laws, and wills, trusts, guardianship and power of attorney basics.

Skills you’ll graduate with

Financial planningGoal-based planningInvestment selectionTax planningAsset allocationPortfolio rebalancingEstate-planning basicsClient communication

CPFS PRO® Career Options & Salary in India

So where can this take you? CPFS PRO® graduates plan and advise on personal finance across banks, wealth firms and advisory practices — or build their own client base as independent planners.

Financial Planner

₹3–10 LPA indicative

Build complete financial plans for individuals and families.

Wealth / Relationship Advisor

₹3.6–9 LPA + incentives

Advise clients on investments and planning at banks and wealth firms.

Paraplanner / Investment Advisor

Competitive + own practice

Support senior planners or build your own advisory practice.

Indicative industry ranges; actual pay varies by role, employer and experience. Not a guarantee of employment or earnings.

Globally accredited & recognised

CPFS PRO® Course Fees & What’s Included

33 live sessions (~50 hours)
Recordings access for 1 year
E-study material & online LMS
Online final assessment
CPFS PRO® certification

₹11,800

incl. GST

CPFS PRO® Course — Frequently Asked Questions

What is CPFS PRO®?+

CPFS PRO® is AAFM’s live-taught financial-planning programme. Across 33 live sessions you learn the complete planning toolkit — building a wealth plan, choosing investment products, planning tax, designing a personalised portfolio and the basics of estate planning — so you can plan a person’s whole financial life, not just sell a product.

Who is CPFS PRO® for?+

Aspiring financial planners, advisors and relationship managers, CA/CS and other professionals adding planning skills, and serious individuals or career-changers who want to advise on personal finance properly.

How is CPFS PRO® delivered and how long is it?+

It runs online as 33 live sessions of about 90 minutes each — roughly 50 hours over about three months — with recordings available for a full year, e-study material and an online assessment, so you can train while you work or study.

What does the CPFS PRO® curriculum cover?+

Five modules: Comprehensive Wealth Management Framework; Investment Products; Tax Planning; Personalised Investment Planning; and Estate Planning — from setting goals and life-cycle planning to asset allocation, rebalancing and succession basics.

Are the sessions live or recorded?+

Sessions are taught live so you can ask questions in real time, and every session is recorded and available to you for a full year to revise at your own pace.

How is the CPFS PRO® exam structured?+

There is an online final assessment of about 30 minutes, plus practice through the programme, so you finish with both the skills and the certification.

What does CPFS PRO® cost?+

The programme is ₹11,800 inclusive of GST and study material. An advisor can confirm the current schedule and any cohort options.

Do I need a finance background?+

No advanced finance background is required. The programme is built to take you from the fundamentals of planning to a complete, job-ready skillset, step by step.

What careers can CPFS PRO® lead to?+

Graduates work as financial planners, wealth and relationship advisors, and paraplanners or investment advisors at banks, wealth firms and advisory practices — or build their own planning practice.

How is CPFS PRO® different from plain CPFS?+

Plain CPFS is a short beginner course to master your own money. CPFS PRO is the deeper, live-taught professional programme that trains you to plan other people’s finances across investments, tax, planning and estate — a route into a financial-planning career.

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