AAFM® Global Designation
Chartered Trust & Estate Planner™
Wealth is being transferred. Very few professionals are ready.
A huge amount of family wealth in India is about to pass from one generation to the next — and almost no one is trained to help families plan it. The CTEP™ makes you one of the few who can, and it’s a skill the wealthiest clients pay well for.
What is the Chartered Trust & Estate Planner (CTEP™)?
Here’s the opportunity. India’s wealthy families are starting to pass on enormous sums — ₹100+ lakh crore is moving across generations. They need help with succession, protecting assets and keeping the family on the same page, and most advisors simply can’t do it. That gap is wide open.
That’s where the Chartered Trust & Estate Planner™ comes in. Awarded by AAFM® USA, it’s India’s definitive estate-planning credential. You’ll learn wills, trusts, succession frameworks, cross-border estate planning and estate tax — enough to become the specialist affluent families keep on call for years.
And it fits your life. It’s online and takes about a year, so you can study around your job — and it’s recognised in 151+ countries, so it goes wherever your clients do.
Estate planning begins where traditional advisory ends — making it not just a skill, but a career accelerator.— AAFM India, CTEP™ Program
Who it’s for
Wealth managers & private bankers
Advisors to HNI/UHNI families wanting to own the succession conversation.
Financial advisors & planners
CFP/IFA professionals adding the estate-planning piece their clients need.
Legal, finance & tax professionals
Lawyers, CAs and CSs moving into trust & estate advisory.
Students & graduates
Anyone targeting a specialised, high-value niche in financial services.
Why the CTEP™ pays off
Open HNI & UHNI doors
Use estate expertise to win and deepen relationships with the wealthiest clients.
Stand out from the crowd
A virgin, under-served niche — differentiate from generalist advisors.
New revenue streams
Add wills, trusts and succession advisory — among the top-paid specialisations globally.
Global credibility
A globally renowned charter recognised across 151+ countries.
CTEP™ Course Curriculum & Syllabus
Six units take you from the basics of estate planning all the way to cross-border trusts — everything you need to guide a family through passing wealth down smoothly.
01Introduction to Estate Planning+
02Legalities & Succession Laws+
03Personal & Intestate Succession Laws+
04Wills, Trusts & Tax Planning+
05Advanced Estate & Succession Planning+
06International Trust & Estate Planning+
Skills you’ll graduate with
CTEP™ Career Options & Salary in India
So where can this take you? Because so few people have these skills, qualified estate planners get paid well — across banks, family offices, wealth boutiques and legal firms, or in their own independent practice.
Estate / Succession Planner
Advise families on wills, trusts and intergenerational transfer.
Family Office / Trust Advisor
Manage trusts and governance for affluent families.
Independent Estate Planner
Build your own estate-planning advisory in a fast-growing niche.
Indicative ranges; actual pay varies by role, employer and experience. Not a guarantee of employment or earnings.
Watch: CTEP™ in their words
What CTEP™ charter-holders say
“Highly recommend this course to anyone who wishes to understand the domestic & international estate-planning landscape. The material is very comprehensive and well thought through — a great perspective on inheritance laws in Singapore, UK & USA.”
“CTEP™ is a fantastic course — it gives deep insight into trust and estate planning. I’m very happy to find an in-depth, well-recognised course on the subject from AAFM India.”
“A very comprehensive curriculum that introduces you to the newness of estate planning in India. It truly helped me develop a deep understanding of the subject.”
“CTEP will help me scale up my business in the Super-HNI segment. It’s definitely relevant — financial planning is incomplete without estate planning.”
Globally accredited & recognised
CTEP™ Course Fees & What’s Included
- Complete CTEP™ online courseware
- Live & recorded training
- E-study material & LMS access
- Mock exams & assessments
- Dedicated student relationship officer
- Globally recognised CTEP™ charter
CTEP™ Course — Frequently Asked Questions
What is the Chartered Trust & Estate Planner (CTEP™) certification?+
Who can do the CTEP™ — am I eligible?+
How long does it take and is it online?+
How is the CTEP™ exam structured?+
What does the CTEP™ cover?+
What does the CTEP™ cost?+
Why is estate planning a strong career choice right now?+
What careers can the CTEP™ lead to?+
Is the CTEP™ recognised internationally?+
CTEP™ vs CFP — what's the difference?+
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A globally recognised, independently accredited credential
AAFM India is the Indian chapter of the American Academy of Financial Management (AAFM USA / GAFM) — a US-based standards body present in 151+ countries. Nothing hidden: the full syllabus is on every course page, and every charter we award is independently verifiable.
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